A major concern for anyone seeking a drug rehab program is whether or not insurance pays for this treatment. Phoenix Rising Recovery in Palm Desert, California, accepts multiple brands of health insurance. These include Aetna, Optum, Tricare, UnitedHealthcare, Blue Cross Blue Shield, Humana, and Cigna. If you need Cigna addiction treatment, we can provide it. To learn about your precise benefits and what your Cigna policy pays for, call Phoenix Rising today. We can provide Cigna insurance verification for rehab.
Thanks to the legislation of the past several years, your health insurance works to pay for your Cigna addiction treatment, just as it pays for other healthcare needs. These law changes occurred mainly because the American Medical Association publicly recognized addiction as a legitimate disease. By doing so, health insurance companies must provide benefits for this disease, just like it does for any other kind.
What does this mean for you? It means that the care you receive in a Cigna drug rehab and under the terms of your insurance policy must be equally paid for. This is comparable to what your policy covers for heart disease, asthma, diabetes, or cancer. When you have insurance that provides payments for office visits, lab tests, screenings, assessments, medications, and hospitalizations for those other diseases, it must provide the same for addiction recovery.
In the past, health insurance could deny any payment for drug or alcohol addiction treatment. You could even lose your policy altogether if the insurance company found out you suffered from addiction. Today, however, insurance companies provide assistance to help you overcome substance use disorders.
How does treating your addiction help the insurance company save money? First, consider how having a substance use disorder is detrimental in many ways. It makes you more likely to visit the ER for overdoses, infections, and other diseases, for instance. Second, it also makes you more likely to require hospitalization and treatment for a wide variety of long-term diseases. This means helping you overcome your addiction is in the insurance company’s best interest.
When you undergo an addiction assessment from your doctor, it establishes your medical need for drug rehab treatment. This assessment confirms to the insurance company that you will not get well on your own. Additionally, it shows you will continue suffering an addiction unless you receive therapy and the right level of care in Cigna addiction treatment.
Fortunately, when entering Cigna drug rehab in Palm Desert, California, your insurance company advises what level of care it financially supports. For example, if your assessment shows a severe addiction, then your insurance covers programs like detox and residential rehab treatment. A mid-level addiction usually justifies the insurance company paying all or part of your detox with PHP (partial hospitalization program), IOP (intensive outpatient program), or OP (outpatient) programs. Of course, this varies from person to person and which policy they have in place.
Whatever the level of care your insurance supports, your policy usually also covers therapies and other treatments. This means you suffer less out-of-pocket cost when receiving the treatment accepted by your policy. Of course, you have the option to request a higher level of care if you believe you need more inclusive treatment. After all, your treatment is about achieving your best chance of long-term recovery.
Some Cigna plans require a treatment center a customer uses to be in-network, while others do not. Sometimes using a center that is out-of-network increases the person’s out-of-pocket expenses. It’s important to check with Cigna to determine the details of any addiction program a person is interested in.
The company can explain exactly how much they cover, how much of the deductible has been met, and what cost the individual will be expected to cover. If a customer plans to use an out-of-network treatment program, they should check with Cigna first in case they require a pre-certification.
Your Cigna drug rehab in Palm Desert, California includes the therapies and treatments you need for a better future that allows for complete recovery. At Phoenix Rising, these therapies and treatments include:
When you complete your rehab treatment at Phoenix Rising, you do not leave the program without aftercare plans in place. Instead, you maintain support from caring staff and your peers through sober living, alumni events, one year of case management, and job placement services.
If part of the addiction treatment you require is not covered by your insurance, do not let that hinder your plans to get the help you need. In fact, the admissions team at Phoenix Rising Recovery can suggest alternatives for ways to pay for any treatment not covered by insurance. We will work with you to find out how you can accomplish your treatment goals with an eye on how to manage your budget.
Do you have Cigna insurance and want to take advantage of our addiction treatment plans? We provide multiple types of programs designed to help you leave drugs and alcohol in your past. We also treat co-occurring mental health issues, resulting in overall improved physical and mental health. Contact Phoenix Rising Recovery in Palm Desert today to find out how to begin the admissions process.
There is a multitude of benefits associated with the comprehensive drug rehab care we offer in sunny California. The most noteworthy of these is living a life free of the harmful physical, mental, and social effects of addiction.
Further benefits of receiving treatment at our drug rehab in Southern California include the following:
These benefits are why our programs lead to successful outcomes for many in recovery. By offering varying levels of care, therapies, and amenities, we have something for everyone in recovery.
